BULLETPROOFONLINE

• September 28, 2026 · FTC Consumer Alert

  Health insurance searches during open enrollment

  Scammers and dishonest sellers pay to appear above Medicare.gov and HealthCare.gov while people look for a plan.

  What to do: Type Medicare.gov or HealthCare.gov yourself. Do not use a phone number or a link from an advertisement.

  Official source

• September 17, 2026 · FBI IC3 public service announcement

  Callers pretend to be police or a government office

  The FBI says impersonators are still threatening arrest, a fine, or a missed court date, and then demanding payment.

  What to do: Hang up. Look up the agency yourself. No police department or court collects payment by gift card, wire, or cryptocurrency.

  Official source

• September 15, 2026 · FTC Consumer Alert

  Scammers pretend to sell farm equipment

  The Federal Trade Commission says scammers pose as equipment sellers in social media and search ads, then take a wire deposit for a tractor that is never delivered.

  What to do: Search the business name plus the word scam before you pay. Do not wire money, send a gift card, or pay with cryptocurrency because an ad told you to.

  Official source

START HERE

One hour, in order

If you are new to this, do not try to read everything tonight. These six steps cover the habits that stop the most common losses.

1. 01Read what phishing isThe pattern behind fake emails, fake ads, and look-alike pages.
2. 02Lock the email accountA password manager, then a passkey or a hardware key on email before anything else.
3. 03Learn the long investment scamHow a friendly text becomes a fake trading account.
4. 04Set the text-message ruleNo links from unexpected texts. Open the real application instead.
5. 05Practice twenty scenesChoose the response, then read why the other choices fail.
6. 06Check your checklistMark only the protections that are actually turned on.